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Routing Number: 253177049

Save more for your goals

Our limited-time Special Share Term Certificate offers a 15-month term at 4.15% APY.1,2

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How can we help you?

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Grow your savings

The first step to saving more starts here. Explore all the accounts that can help you reach your financial goals faster.3

Learn more Join SECU

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Manage your money and everyday expenses

Access your money where and when you need it and earn dividends with an SECU Checking Account. Move money, pay bills, set up account alerts, and more.

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Get spending confidence from your trusted Credit Union

An SECU Visa credit card is a top choice for purchases and balance transfers. Plus, convenience and security features come standard.

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Gain financial flexibility so you can find a path forward

Explore a range of options that fit your budget, timeline, and goals. Members get competitive rates and outstanding personalized support.

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Find the right mortgage from a lender you can trust

Confidently navigate choices, whether you’re buying a first home, refinancing, or tapping into equity. Members get the care and support they need to put home goals into focus.

Apply now Learn more

Why choose SECU?

We’re a cooperative owned by you, our members

As a not-for-profit member-owned cooperative, we are focused on providing you with the best products and services for your financial success.

We’ve been a trusted financial provider since 1937

Grounded in the credit union philosophy of People Helping People®, SECU is committed to meeting the needs of our members and communities. That commitment will never change.

We’re here every step of the way

We provide products and services designed for every stage of your financial journey.

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Get up to $1,500 at closing

Lower upfront cash-to-close requirements with a closing cost credit on new and refinanced mortgage loans.4

Mortgage options Start application
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SECU Food Drive

Help support access to healthy food for North Carolinians by bringing non-perishables to your local branch through October 2, 2026.

Learn more Find a branch

Hear from our members

Members share how we’re serving our members and communities of North Carolina.

“I appreciate the care you take with me and my family. My son was able to get the best interest rate on a car loan through SECU. Joining your credit union was the best financial decision our family has ever made. Thank you!”

“SECU has provided me with financial security, but more importantly, people who kindly and wisely answer questions and help me navigate all financial situations. SECU is one of the very best aspects of being a retired schoolteacher.’’

“SECU is truly a community- and member-focused organization. My family has lived in multiple North Carolina locations, and every branch has been wonderful.’’

$60 billion
in assets
3 million
members
275
branch locations
1,000+
ATMs

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    Compare SECU Credit Cards

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View all learning resources

 
  1. The minimum balance to earn interest on Share Term Certificates (STCs) is $250. Interest accrues as simple daily interest. Rates are fixed for the term of certificate and are determined by the length of the term. Rates on new STCs are subject to change daily without notice. Penalties may apply for early withdrawal of funds. Fees may reduce the earnings on the account. Interest cannot remain on account and payout is mandatory for non-compounding STCs. For any STC initially offered with a promotional or special rate and term that is designated to renew, the STC will automatically renew/convert to a 12-month STC at the then-offered rate.
  2. APY = Annual Percentage Yield. APY is accurate as of 9/1/2026.
  3. Terms and conditions apply. See SECU’s Fees and Terms for more information.
  4. For a limited time. Terms and conditions apply. Subject to credit approval. Offer available on eligible first mortgage loans. Application must be received by October 31, 2026. Credit is applied toward closing costs at closing; any amount exceeding closing costs will be applied as a reduction of loan principal and will not be paid to the borrower in cash. Applicants must be at least 18 years old or otherwise eligible for lending services. Property must be located in North Carolina, South Carolina, Georgia, Tennessee, or Virginia. Additional restrictions may apply. 
  5. Contact your local branch for box availability.