- Checking Account must maintain balance sufficient to cover monthly maintenance fee and other authorized charges.
- When a new Checking or CPG Account is opened, the account is automatically set up to contribute to the SECU Foundation; however, you can opt out at any time, and the $1 will be applied as a monthly maintenance fee. See our Account Rules and Regulations for how contributions or fees are debited from your account.
- Dividend rate and annual percentage yield (APY) are variable and subject to change daily at the discretion of the Board of Directors. Dividends are compounded daily and paid monthly on the same day your statement is generated.
- CPG Accounts will generally not accept debit transactions for more than the available balance in the account. However, the available balance is determined by posted funds and may not reflect held funds or pending charges. Therefore, the account may become overdrawn if spending is not properly monitored by the member (such as in a check register).
- Authorized users must be SECU members and they cannot make account inquiries or transactions in the branch or through Member Service Support.
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No minimum balance
No minimum balance is required to open or maintain an account.1
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Direct deposit and BillPay
Set up your account to automatically receive paychecks via direct deposit and simplify paying bills with online BillPay.
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Debit cards
Make purchases and perform ATM transactions with your debit card. Visa's Zero Liability Policy for unauthorized purchase transactions means you are not responsible for fraudulent transactions on your card if reported in a timely manner.
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Low account fees
Pay just $1 per month as a contribution to the SECU Foundation or as a monthly maintenance fee.2
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24/7 access
Access your account online through Member Access or our Mobile App, at an ATM or your local branch, via ASK SECU, and through Member Services Support at (888) 732-8562.
Everyday spending accounts
Earn dividends with an SECU Checking Account and help protect against overspending with a CashPoints Global Account.