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CashPoints® Global Account

Safeguard your spending with a CashPoints Global (CPG) Account. An alternative to a traditional checking account, our signature CPG Account is designed to be easy to manage.

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Why open a CPG Account?

CPG is an alternative to our Checking Account offering and may be a good option for members who like to travel, shop or pay bills online, or need an account that is easy to manage.

Low risk

The CPG Account is the only account connected to the CashPoints Global Visa® Debit Card (CPG Visa), which limits your risk of exposure to fraudulent activity.

Easy to manage

Our CPG Account helps reinforce healthy spending habits by limiting transactions to a CPG Visa Debit Card and no NSF fees.1

Low maintenance fee

Pay just $1 per month as a contribution to the SECU Foundation or as a monthly maintenance fee.2

CashPoints Global Account features

Our CPG Account offers easy access and other convenient features that may fit your needs.

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  • not icon No NSF fees

    No NSF fees because paper checks and ACH withdrawals and debits are not available with a CPG Account.1

  • debit card icon Debit Card

    Make purchases and perform ATM transactions with your CPG Visa Debit Card.

  • people group icon Unlimited authorized users

    Add authorized users3 who can access the account with their own CPG Visa Debit Card.

  • Direct deposit

    Automatically receive paychecks via direct deposit, and get paid up to one day early through our Early Direct Deposit service.4

  • around the clock icon 24/7 access

    Access your account online through Member Access or our Mobile App, at an ATM or your local branch, via ASK SECU, and through Member Services Support at (888) 732-8562.

CashPoints® Global vs Checking

Review key features and differences between CPG and Checking Accounts.

 

FeaturesCashPoints GlobalChecking
$1 monthly maintenance feeCashPoints GlobalYes2CheckingYes2
Minimum balance requiredCashPoints GlobalNoCheckingNo5
Returned check and stop payment feesCashPoints GlobalNoCheckingNo
Earns dividendsCashPoints GlobalNo CheckingYes6
Eligible for Overdraft Transfer ServiceCashPoints GlobalNoCheckingYes7
Debit cardCashPoints GlobalYesCheckingYes
Direct deposits and BillPayCashPoints GlobalYesCheckingYes
Write checks and authorize ACH draftsCashPoints GlobalNoCheckingYes
Helps protect against overspendingCashPoints GlobalYes1CheckingNo
NSF feesCashPoints GlobalNo1CheckingYes

 

Learn more about Checking

Frequently asked questions about CPG Accounts

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Related links

  • Account Disclosures

    View our Account Rules and Regulations, Fees and Terms, and card disclosures.
  • Mobile App

    Benefit from secure account access anytime, anywhere with the SECU Mobile App.
  • Savings

    Explore our savings account offerings.
  • Checking Account

    Earn dividends with an SECU Checking Account.
  • Travel Insurance

    Purchase travel insurance through Allianz for protection against trip cancellations, delays, illness, accidents, and more.
  • Statements

    Learn about statement options, including choosing your statement date with e-statements.

  1. CPG Accounts will not accept debit transactions for more than the available balance in the account. However, the available balance is determined by posted funds and may not reflect held funds or pending charges. Therefore, the account may become overdrawn if spending is not properly monitored by the member (such as in a check register).
  2. When a new Checking or CPG Account is opened, the account is automatically set up to contribute to the SECU Foundation; however, you can opt out at any time, and the $1 will be applied as a monthly maintenance fee. See our Account Rules and Regulations for how contributions or fees are debited from your account.
  3. An authorized user can create an Online Services access, view the account balance, and perform transactions through their CPG Visa Debit Card.
  4. Early access to your funds is not guaranteed.
  5. Must maintain balance sufficient to cover monthly maintenance fee and other authorized charges.
  6. Dividend rate and annual percentage rate (APY) are variable and subject to change daily at the discretion of the Board of Directors. Dividends are compounded daily and paid monthly on the same day your statement is generated.
  7. There is no fee for our optional Overdraft Transfer Service.