Your account balance will be automatically transferred to your specified Checking, CashPoints® Global, Share, or Money Market Account.
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Reduce holiday stress
Be prepared for holiday expenses by saving throughout the year with SECU’s Holiday Cash Club Account.
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Automatic savings
Fund your account through Payroll Deduction or Funds Transfer for automatic savings throughout the year.
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Budget for your expenses
Use your deposit to fund purchases instead of charging them to your credit cards. Save for your holiday spending with no minimum balance and no maintenance fee.
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Save all year
Start your holiday savings journey any time during the year to accelerate your account funds and build healthy habits by saving year-round.
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Open an account
Easily open an account in person at your local branch or online via Member Access to start saving.
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Fund your account
Choose how much you want to save. Make deposits throughout the year (until October) with payroll deductions, one-time deposits, or funds transfers.
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Receive your savings
On the last business day of October, your account balance is automatically transferred to your specified Checking, CashPoints® Global, Share, or Money Market Share Account.
Frequently asked questions about Holiday Cash Club Account
No. The Holiday Cash Club Account does not have to be used for spending during the holidays. Use your account for any purpose of your choosing and enjoy the deposit in October.
Deposits will be made on the last business day of October.
Enjoy the Holiday Cash Club year after year with no minimum balance and no maintenance fees.
Funds can be deposited year-round. Any funds saved in the account will deposit on the last business day in October. The earlier in the program year you start saving, the longer you have to save for your holiday expenses.
You may request to close your account at any time at your local branch, or by secure message via Member Access or the SECU App.
You may withdraw from your account early, but the account must be closed to do so. If you close the account early, it can be reopened again in November to begin saving for the next year.
Yes, view the current dividend rate and APY on our Account Rates page. Dividends are compounded daily and paid monthly into your elected account.
