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Help make your short-term financial goals easier

Open a Money Market Share Account with SECU today.

How can we help you?

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Start here to meet your savings goals

Open a Share Account to establish SECU membership, grow your savings, and gain access to a wide range of products and services.

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Manage your money and everyday expenses

Access your money where and when you need it and earn dividends with an SECU Checking Account. Move money, pay bills, set up account alerts, and more.

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Get spending confidence from your trusted Credit Union

An SECU Visa Credit Card is a top choice for purchases and balance transfers. Plus, convenience and security features come standard.

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Gain financial flexibility so you can find a path forward

Explore a range of options that fit your budget, timeline, and goals. Members get competitive rates and outstanding personalized support.

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Find the right mortgage from a lender you can trust

Confidently navigate choices, whether you’re buying a first home, refinancing, or tapping into equity. Members get the care and support they need to put home goals into focus.

Why choose SECU?

We’re a cooperative owned by you, our members

As a not-for-profit member-owned cooperative, we are focused on providing you with the best products and services for your financial success. 

We’ve been a trusted financial provider since 1937

Grounded in the credit union philosophy of People Helping People®, SECU is committed to meeting the needs of our members and communities. That commitment will never change.

We’re here every step of the way

We provide products and services designed for every stage of your financial journey.

Lady smiling at car door

Start on the road to your new car

  • Competitive auto loan rates

    New car loans available as low as 5.50% APR.1 Used car loans available as low as 6.50% APR.1

  • Shop with confidence

    Get pre-approved with our Auto Power Program so you know your budget before visiting the dealership.

  • Member-driven

    Experience the SECU service you know and trust for the life of the loan.

$57 billion
in assets
2.8 million
members
275
branch locations
1,100
ATMs
“Best Credit Union for Mobile Banking 2022-2023”
Money.com
“Best Credit Union, Mountain Xpress”
2022 Best of WNC Awards
“Best-in-State Credit Unions in North Carolina”
2018-2023, Forbes Magazine