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On Friday, April 18th, Credit Union branches will be closed in observance of Good Friday. During this time, Member Services Support, Member Access, SECU Mobile App, Voice Response, and CashPoints® ATMs will be available. If you need assistance, please contact Member Services Support at (888) 732-8562. We apologize in advance for any inconvenience.

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Time to Refinance

Mortgage & Home

Time to Refinance

The decision to refinance a home mortgage can involve many factors. Use our calculator to help determine if you should refinance.

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Calculate Home Closing Costs

Use our calculator to estimate your closing costs, which usually cover fees related to the origination and underwriting of a loan, real estate commissions, insurance, property taxes, and transaction recording costs.

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The Equity in Your Home

Find out the share of your home that you own versus what you owe on your mortgage.

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Federally Insured by NCUA

State Employees’ Credit Union conducts all member business in English. All origination, servicing, collection, marketing, and informational materials are provided in English only. As a service to our members, we will attempt to assist those who have limited English proficiency where possible.

SECU will not ask for personal information such as online credentials, account numbers, or card numbers via email, voice or text messaging.

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Please be advised that State Employees' Credit Union is responsible for the content we post to our social media sites. For more detailed information, please review our Terms of Use: Website and Social Media Accounts.

You are now leaving the Credit Union website. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. The Credit Union does not provide, guarantee, endorse, or assume responsibility for any content, products or services that may be provided by the website you are entering. If you decide to access this website, you do so entirely at your own risk and subject to the terms and conditions of use on such website.

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The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the consumer Financial Protection Bureau's website (www.consumerfinance.gov/hmda). HMDA data for many other Financial institutions are also available at this website.

You are now leaving the Credit Union website. The website you are entering is not affiliated with or controlled by the Credit Union and may have different terms, conditions and privacy and security policies than the Credit Union. The Credit Union does not provide, guarantee, endorse, or assume responsibility for any content, products or services that may be provided by the website you are entering. If you decide to access this website, you do so entirely at your own risk and subject to the terms and conditions of use on such website.

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The website you are accessing is for clients of Credit Union Investment Services, Inc. (CUIS), an Investment Adviser registered with the State of North Carolina. CUIS offers investment advisory services to North Carolina residents. Securities are offered through SECU Brokerage Services, Inc., Member FINRA / SIPC. Investments are not NCUA insured, are not guaranteed by or obligations of any credit union or its affiliates, and may lose value including the principal amount invested.

The website you are accessing is maintained by a third party that CUIS has engaged to provide online access (the CUIS Portal) to information about your investment accounts with CUIS. The third party’s website presents its own terms, conditions and privacy and security policies, which may differ from those of the Credit Union.

If you have not yet registered for the CUIS Client Portal, please contact your investment representative or our Financial Advisory Services Contact Center at (800) 451-5467 so that we may invite you to register.

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