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Historic Preservation Home Loans

SECU offers loan options to finance homes that fall under the jurisdiction of Preservation North Carolina or a local historic preservation board.

Our loans for historic preservation homes offer:

  • Maximum loan-to-value of 70%. A loan-to-value (LTV) ratio is a measure that compares the amount of your mortgage to the value of your property.

  • Maximum loan amount of $400,000

Purchasing a historic preservation home

When purchasing a historic preservation home, there are a number of things to consider:

  • Condition of the property

  • Estimated cost of necessary repairs or renovations

  • Potential impact on your budget

  • Potential restrictions on renovations or changes to the property

  • Level of maintenance and upkeep that may be required