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Routing Number: 253177049
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Personal Loans

With SECU’s range of personal loan options, you can fund big projects or maintain financial flexibility when life throws something unexpected your way.

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Personal loan offerings

SECU personal loans are available to members 18 years or older, living in North Carolina, South Carolina, Georgia, Tennessee, or Virginia. Explore personal loan options to get the extra money you may need at a monthly payment that fits your budget.

Signature loans

Looking to fund a dream vacation, consolidate debt, or pay for a wedding? Our Open-End and Closed-End Signature Loans can provide the financing you need to meet your goals.

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Term notes

Need to borrow money for a brief time period? Our Signature Term Note is a fixed-rate loan with a set term. You receive the agreed-upon amount to use as you need. Then, when your term is up, you make one convenient payment for the total amount borrowed and interest owed. We also offer Share-Secured and Share Term Certificate-Secured Term Notes,1 which use the value of your Share or STC Account as security for the loan.

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Salary Advance Loan

Is your paycheck directly deposited in one of your SECU accounts? You may be eligible for a Salary Advance Loan, which can provide up to $500 deposited directly into your account.2 Funds can be advanced through Member Access, our Mobile App, or ASK SECU our automated voice response system.3

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Share-Secured Loan

Get access to needed funds without depleting your savings. Funds in your Share Account are used as collateral for the loan. Once the loan is paid off, the hold on your Share Account is released. You continue to earn dividends on this Share Account during the loan term.

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  1. Funds in a Special STC Account cannot be used as collateral for a loan.
  2. To receive funds, you must have agreed to the terms of our Online Services Agreement, and your loan must be accessible through your online services and authorized to perform online loan advances.
  3. A withdrawal of funds from the Salary Advance Cash Account may result in a one-year suspension of borrowing privileges on the Salary Advance Loan.