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Routing Number: 253177049

On Friday, April 18th, Credit Union branches will be closed in observance of Good Friday. During this time, Member Services Support, Member Access, SECU Mobile App, Voice Response, and CashPoints® ATMs will be available. If you need assistance, please contact Member Services Support at (888) 732-8562. We apologize in advance for any inconvenience.

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Debit Cards

Our Visa® debit and CashPoints® cards come with select accounts and offer a variety of features. Compare card options for access to your funds.

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Your money, when you need it

SECU offers three main types of debit cards designed for your convenience: Visa Debit and CashPoints Global Debit (CPG Visa), and CashPoints (non-Visa).1 We also offer Zard® and HSA debit cards (Visa).

  • Accepted worldwide

    Visa Debit and CashPoints Global cards can be used worldwide and online at participating Visa merchants. All debit cards, including the non-Visa CashPoints cards, can be used at CashPoints and PLUS® network ATMs and at national Interlink and Maestro merchants.

  • Activity and fraud monitoring

    Automatically receive irregular card activity notifications to help block potential fraud in near real-time. Register for Debit Card Alerts to monitor card activity.

  • Statewide ATMs

    SECU CashPoints ATMs are available across North Carolina for 24/7 account access.2

  • 24/7 access

    Access your account online through Member Access or our Mobile App, at an ATM or your local branch, via ASK SECU, and through Member Services Support at (888) 732-8562.

Additional features

Our Visa debit cards can be used for purchases and ATM deposits and withdrawals. Each come with the following features for ease and security.

  • Card lock

    Protect your account from unwanted transactions by locking your debit card directly from the Mobile App.

  • Tap-to-pay

    Enjoy contactless payment for fast, easy, and secure checkout.3

  • Mobile wallet compatible

    Add cards to your mobile wallet to simplify and secure your shopping with Mobile Payments.3,4

  • Visa Zero Liability

    You are protected from unauthorized or fraudulent charges on your card.5

 Visa card details

Visa debit cardsAccount requiredDaily purchase limit6Daily withdrawal limit7
SECU Visa DebitAccount requiredCheckingDaily purchase limit6$4,000Daily withdrawal limit7$1,000
Zard VisaAccount requiredZard CheckingDaily purchase limit6$1,000Daily withdrawal limit7$200
SECU HSA8,9Account requiredHealth SavingsDaily purchase limit6$4,000Daily withdrawal limit7$1,000
CashPoints Global (CPG)9Account requiredCashPoints GlobalDaily purchase limit6$4,000Daily withdrawal limit7$1,000

 CashPoints card details

Non-Visa debit cardsAccount requiredDaily purchase limit6Daily withdrawal limit7
SECU CashPoints10Account requiredShareDaily purchase limit6$4,000Daily withdrawal limit7$1,000
Zard CashPoints10Account requiredZard ShareDaily purchase limit6$500Daily withdrawal limit7$200
FAT CAT® CashPoints10Account requiredFAT CAT ShareDaily purchase limit6$500Daily withdrawal limit7$200

Frequently asked questions about debit cards

Related resources

  • card lock app screen

    article

    How To Use Card Lock

    Protect your SECU accounts from unwanted transactions by locking your debit card and credit card in the SECU Mobile App.
    Read article
  • Hand using ATM machine

    article

    ATM Safety Tips

    Stay safe at our CashPoints® ATMs with these top security tips.
    Read article
View all learning resources

Related links

  • Account Disclosures

    View our Account Rules and Regulations, Fees and Terms, and card disclosures.
  • CashPoints® ATM

    Check balances, transfer funds, deposit, withdraw, and pay loans using CashPoints ATMs.
  • Travel Insurance

    Purchase travel insurance through Allianz for protection against trip cancellations, delays, illness, accidents, and more.
  • Mobile Payments

    Use your SECU cards conveniently with Mobile Payments.

  1. CashPoints cards do not bear the Visa logo and cannot be used to complete Visa transactions.
  2. SECU assesses a surcharge for withdrawals using certain non-SECU issued cards at CashPoints ATMs. You will be notified during the transaction before you are charged if the fee applies to your non-SECU issued card.
  3. CashPoints cards are not issued as contactless cards and are not compatible with contactless payment technology.
  4. CashPoints cards are not eligible for use with Mobile Payments.
  5. Visa Zero Liability Policy for unauthorized purchase transactions means you are not responsible for fraudulent transactions on your card if you promptly notify us of any unauthorized use. For additional details visit Visa’s Zero Liability Policy.
  6. The daily purchase limit includes the maximum cash withdrawal limit per day. If cash is withdrawn, the amount available for purchases that day is reduced by the withdrawn cash amount.
  7. Withdrawals can be made in multiples of $20 at CashPoints ATMs.
  8. Funds in an HSA are for qualified medical expenses. Review our Health Savings Account for more information.
  9. Card bears the Visa logo and can be used anywhere Visa debit cards are accepted.
  10. A Checking Account is required to make purchases.
  11. To receive Irregular Card Activity Alerts, you must have agreed to the terms of our Online Services Agreement and maintain your current text number with us. You can withdraw your consent to receive these alerts at any time by texting STOP or by calling Member Services Support.