In addition to making purchases with your SECU CashPoints Global Card and paying bills through our online BillPay service, your CPG Account can be used to receive ACH deposits, including direct deposits from your employer. You can send and receive wire transfers, receive loan advances or tax refunds, and use your CPG Account as a transfer account for Share Term Certificates (STCs), Holiday Cash Club, and Summer Cash Accounts.
Why open a CPG Account?
CPG is an alternative to our Checking Account offering and may be a good option for members who like to travel, shop or pay bills online, or need an account that is easy to manage.
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No NSF fees
No NSF fees because paper checks and ACH withdrawals and debits are not available with a CPG Account.1
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Debit Card
Make purchases and perform ATM transactions with your CPG Visa Debit Card.
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Unlimited authorized users
Add authorized users3 who can access the account with their own CPG Visa Debit Card.
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Direct deposit
Automatically receive paychecks via direct deposit, and get paid up to one day early through our Early Direct Deposit service.4
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24/7 access
Access your account online through Member Access or our Mobile App, at an ATM or your local branch, via ASK SECU, and through Member Services Support at (888) 732-8562.
CashPoints® Global vs Checking
Review key features and differences between CPG and Checking Accounts.
| Features | CashPoints Global | Checking |
|---|---|---|
| $1 monthly maintenance fee | Yes2 | Yes2 |
| Minimum balance required | No | No5 |
| Returned check and stop payment fees | No | No |
| Earns dividends | No | Yes6 |
| Eligible for Overdraft Transfer Service | No | Yes7 |
| Debit card | Yes | Yes |
| Direct deposits and BillPay | Yes | Yes |
| Write checks and authorize ACH drafts | No | Yes |
| Helps protect against overspending | Yes1 | No |
| NSF fees | No1 | Yes |
Frequently asked questions about CPG Accounts
The CPG Visa Debit Card can be used anywhere Visa is accepted.
Yes, you may access our online BillPay service through Member Access and the SECU Mobile App.
Your CPG Account can be added to your SECU Visa Debit Card for convenient ATM access. However, you cannot access any of your other SECU accounts with your CashPoints Global Debit Card.
Statements are generated monthly and are available in either electronic or paper form.
Authorized users receive their own debit card for transactions. An authorized user can create an Online Services access through Member Access, view the account balance, and perform transactions through their SECU CashPoints Global Debit Card. They cannot make account inquiries or perform transactions in the branch or through Member Services Support. Each authorized user must be an SECU member.
