Term Notes
Term notes allow for short-term borrowing with a single payment of principal and interest due at the end of your loan term. We offer closed-end, fixed-rate Signature, Share-secured or Share Term Certificate- (STC-) secured Term notes.1Apply Now
Signature Term Note
Maximum Original Term: 6 MonthsAPR2: %
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Share Secured Term Note
Maximum Loan Amount: Value of shares held as collateralMaximum Original Term: 6 Months
APR2: %
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STC Secured Term Note
Maximum Loan Amount: Value of STC held as collateral, less loan interestMaximum Original Term: Remaining term of STC
APR2: STC interest rate plus 2%, rounded up to nearest 0.25%
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1 Members must be 18 years of age or older to be eligible for lending services Lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia.
2 APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate
2 APR = Annual Percentage Rate. APR is your cost over the loan term expressed as a rate