Health Insurance

State Employees' Credit Union is an authorized agency of Blue Cross and Blue Shield of North Carolina® (Blue Cross NC).1 Our insurance representatives can explain the health insurance options available through Blue Cross NC and help you find a plan that's right for you.

Get a Health Insurance Quote

Get a health insurance quote online today!


Start Your Health Quote

Give Us a Call

Call (888) 732-8562 to speak to a licensed representative (choose option 4, then option 3) for your health insurance needs.


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Choices Offered2


Blue Advantage offers you a broad choice of doctors, specialists and hospitals, along with flexibility in how much you pay for doctor visits and prescription drugs.

  • Large provider network that covers all 100 counties
  • More pharmacy & prescription drug options
  • Two ways to pay for medical expenses: copayments or deductibles/coinsurance
Blue Value features a limited network of doctors, specialists and hospital systems and lower monthly premiums.

  • Limited network of doctors, hospitals and pharmacies to lower costs
  • More prescription drugs requiring preauthorization and a smaller pharmacy network
  • Two ways to pay for medical expenses: copayments or deductibles/coinsurance
  • Before choosing Blue Value, go to "Find a Doctor" at bluecrossnc.com to see if your doctor is in the Blue Value network.

Blue Home with UNC Health Alliance

Blue Home with UNC Health Alliance may be a good option if you wish to get care from UNC Health Care's provider network, UNC Health Alliance, and its affiliated doctors and hospitals. Blue Home with UNC Health Alliance is available to residents of these Triangle-area counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person and Wake.

Blue Home with Novant Health

Blue Home with Novant Health may be a good option if you wish to get care from Novant Health’s provider network and its affiliated doctors and hospitals. Blue Home with Novant Health is available to residents of these counties: Cabarrus, Davidson, Forsyth, Mecklenburg, Rowan, Stokes, Union and Yadkin.

Blue Local with Atrium Health

Blue Local with Atrium Health (formerly Carolinas HealthCare System) is a partnership that combines quality health care. Blue Local with Atrium Health is available only to residents of the following metro-Charlotte counties: Anson, Cabarrus, Cleveland, Gaston, Lincoln, Mecklenburg, Rowan, Stanly, and Union. Contact SECU Insurance Services to learn more about the benefits of Blue Local with Atrium Health.

Blue Local with Wake Forest Baptist Health

Blue Local with Wake Forest Baptist Health may be a good option if you wish to get care from Wake Forest Baptist Health and its affiliated doctors and hospitals. Blue Local with Wake Forest Baptist Health is available to residents of these counties: Davidson, Davie, Forsyth, Guilford, Randolph, Stokes, Wilkes and Yadkin.


Health Insurance Subsidies

To help make health insurance more affordable and effective, the federal government offers advanced premium tax credits, also called subsidies, to individuals and families who qualify based on their income and household size. These subsidies reduce the monthly cost of a health insurance plan for those who qualify. SECU insurance agents can help you determine whether you or your family may qualify for this assistance.
Insurance products are not guaranteed by, a deposit of, or an obligation of any credit union and are not insured by NCUA or any other federal government agency. Insurance representatives are licensed to sell in North Carolina only.

1 State Employees' Credit Union (SECU) is an independent authorized agent/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by SECU. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
® Marks of the Blue Cross and Blue Shield Association
2 Choices offered vary based on county of residence.