Skip to main content
SECU Logo
Contact Us
Find a Branch and ATM
Rates & Fees
Lending Rates
Share & Deposit Account Rates
Account & Lending Fees
FAQs
Routing Number: 253177049

Make more of your savings

Open a Share Term Certificate and lock in a competitive rate up to 4.30% APY1 for 6 to 60 months.2

Open account Learn more

How can we help you?

Family out side grilling

Grow your savings

The first step to saving more starts here. Explore all the accounts that can help you reach your financial goals faster.3

Learn more Join SECU

Mother smiling while young daughter hugs her.

Manage your money and everyday expenses

Access your money where and when you need it and earn dividends with an SECU Checking Account. Move money, pay bills, set up account alerts, and more.

Learn more

Young woman eating at a restaurant

Get spending confidence from your trusted Credit Union

An SECU Visa credit card is a top choice for purchases and balance transfers. Plus, convenience and security features come standard.

Learn more

member service representative talking to a couple

Gain financial flexibility so you can find a path forward

Explore a range of options that fit your budget, timeline, and goals. Members get competitive rates and outstanding personalized support.

Apply now Learn more

Young boy laying on the floor with his dog

Find the right mortgage from a lender you can trust

Confidently navigate choices, whether you’re buying a first home, refinancing, or tapping into equity. Members get the care and support they need to put home goals into focus.

Apply now Learn more

Why choose SECU?

We’re a cooperative owned by you, our members

As a not-for-profit member-owned cooperative, we are focused on providing you with the best products and services for your financial success.

We’ve been a trusted financial provider since 1937

Grounded in the credit union philosophy of People Helping People®, SECU is committed to meeting the needs of our members and communities. That commitment will never change.

We’re here every step of the way

We provide products and services designed for every stage of your financial journey.

See membership eligibility
Image of lady

Membership means more

Discover the SECU Difference with tools to grow your savings, financial confidence, and peace of mind.

Join SECU
Mother and son riding a roller coaster

Enjoy your next adventure

SECU members can access discounted theme park tickets via Member Access through October 31, 2026.

Sign in

Hear from our members

Members share how we’re serving our members and communities of North Carolina.

“I appreciate the care you take with me and my family. My son was able to get the best interest rate on a car loan through SECU. Joining your credit union was the best financial decision our family has ever made. Thank you!”

“SECU has provided me with financial security, but more importantly, people who kindly and wisely answer questions and help me navigate all financial situations. SECU is one of the very best aspects of being a retired schoolteacher.’’

“SECU is truly a community- and member-focused organization. My family has lived in multiple North Carolina locations, and every branch has been wonderful.’’

$60 billion
in assets
3 million
members
275
branch locations
1,000+
ATMs

Related resources

  • Couple looking through paperwork

    article

    How To Refinance My Mortgage

    Looking to lower your monthly mortgage payments or tap into your home's equity? Read our step-by-step guide to refinancing your mortgage.
    Read article
  • Cash Rewards, Points Rewards and Classic Credit Card

    article

    Compare SECU Credit Cards

    Watch our video to help you choose the best SECU credit card for your needs.
    Read article
View all learning resources

  1. APY = Annual Percentage Yield. APY is accurate as of 10/1/2026.
  2. The minimum balance to earn interest on Share Term Certificates (STCs) is $250. Interest accrues as simple daily interest. Rates are fixed for the term of certificate and are determined by the length of the term. Rates on new STCs are subject to change daily without notice. Penalties may apply for early withdrawal of funds. Fees may reduce the earnings on the account. Interest cannot remain on account and payout is mandatory for non-compounding STCs. For any STC initially offered with a promotional or special rate and term that is designated to renew, the STC will automatically renew/convert to a 12-month STC at the then offered rate.
  3. Terms and conditions apply. See SECU’s Fees and Terms for more information.
  4. Contact your local branch for box availability.